Which loan program is right for you?
Whatever your situation may be, we have a loan program just for you.* Whether it’s a loan to purchase a home, lower your current monthly payments, pay your bills, or improve your credit, we’ve got it.

 

*some qualifications do apply.

Fixed to Adjustable Programs
ADVANTAGES DISADVANTAGES
• 2 and 3 year fixed rate mortgages provide the
security and a relatively low fixed interest rate. After the first 2 or 3
years the loan will convert to an adjustable loan in order to obtain a full 30 year fixed loan
• Allows a borrower 2 to 3 Years to improve their credit
• Loan will convert to an ARM after the fixed
period and payments can increase as rates rise
2 Year Fixed(then ADJ), 3 Year Fixed(then ADJ)
Adjustable Rate Programs
ADVANTAGES DISADVANTAGES
• Lower initial monthly payment
• Lower payment over a shorter period of time
• Rates and payments may go down if rates improve
• May qualify for higher loan amounts
• Payments may change over time
• Potential for higher payments if rates go up
10/1 ARM, 7/1 ARM, 3/1 ARM, 1 Year ARM, 6 Month
ARM, 2/28 2 Year Fixed; 28 Year ARM, 1 month ARM
No Point No Fee Programs
ADVANTAGES DISADVANTAGES
• No closing costs
• Less money required to close
• Higher rates
• Higher down payments
No/Stated Income/Asset Programs
ADVANTAGES DISADVANTAGES
• No tax returns or W2’s
• No proof of assets or down payment
• No verification of income
• Fast approval
• Higher rates
• Higher down payments
Intrested? Apply Now!