Which loan program is right for you?
Whatever your situation may be, we have a loan program just for you.* Whether it’s a loan to purchase a home, lower your current monthly payments, pay your bills, or improve your credit, we’ve got it.

 

*some qualifications do apply.

Fixed to Adjustable Programs
ADVANTAGES DISADVANTAGES
2 and 3 year fixed rate mortgages provide the
security and a relatively low fixed interest rate. After the first 2 or 3
years the loan will convert to an adjustable loan in order to obtain a full 30 year fixed loan
Allows a borrower 2 to 3 Years to improve their credit
Loan will convert to an ARM after the fixed
period and payments can increase as rates rise
2 Year Fixed(then ADJ), 3 Year Fixed(then ADJ)
Adjustable Rate Programs
ADVANTAGES DISADVANTAGES
Lower initial monthly payment
Lower payment over a shorter period of time
Rates and payments may go down if rates improve
May qualify for higher loan amounts
Payments may change over time
Potential for higher payments if rates go up
10/1 ARM, 7/1 ARM, 3/1 ARM, 1 Year ARM, 6 Month
ARM, 2/28 2 Year Fixed; 28 Year ARM, 1 month ARM
No Point No Fee Programs
ADVANTAGES DISADVANTAGES
No closing costs
Less money required to close
Higher rates
Higher down payments
No/Stated Income/Asset Programs
ADVANTAGES DISADVANTAGES
No tax returns or W2’s
No proof of assets or down payment
No verification of income
Fast approval
Higher rates
Higher down payments
Intrested? Apply Now!