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Event Who Does It Details
Review our loan information Applicant Before you begin an application, please review loan information from:

  • Our Homebuying Center
  • Our Refinance Center
  • Our website
Apply Applicant Complete an
application. This will set the process in motion.
Loan Originator Contact by Phone Cornerstone Mortgage, LLC Your first connection with your loan originator will get a dialogue started which will insure that you get the loan that you want.
Credit Check & Prequalification Cornerstone Mortgage, LLC We pre-approve you using our artificial intelligence software, or underwriting your loan in-house. Our system will assess your credit, income and assets to quickly determine what loan(s) you qualify for.
Required Loan Documentation and Paperwork Applicant/Cornerstone Mortgage, LLC Paperwork is still a big part of the loan process. We will mail you forms to sign and a document checklist.
Rate Lock & Appraisal Applicant/Cornerstone Mortgage, LLC Once we determine your loan amount, type of loan and rate, your loan agent will recommend the appropriate time to lock the rate with a lender.
Loan Submission for the Best Rate/Program Cornerstone Mortgage, LLC Once all of the paperwork is assembled by our processors, your package will be forwarded to underwriting for approval.
Underwriting and Approval Cornerstone Mortgage, LLC/Lender An underwriter will review the package and fax an approval to Cornerstone Mortgage, LLC and any conditions necessary for the approval. Most conditions are taken care of by Cornerstone Mortgage, LLC.
Clear Loan Conditions Cornerstone Mortgage, LLC Our closer gets the conditions from underwriting for final preparations to close.
Loan Documents Delivered Cornerstone Mortgage, LLC/Lender Loan documents are prepared and delivered to the escrow agent. The escrow agent will call you to arrange a signing. This is coordinated by your loan originator, your Realtor and the escrow agent.
Loan Funding Escrow/Cornerstone Mortgage, LLC/Lender Once the signed documents are returned, they will be reviewed. The escrow agent will request a wire transfer of the loan funds, close and record the transaction.
Intrested? Apply Now!